As a computer geek (I prefer to call myself a man with an appreciation for redundant technologies) my desk has always been filled with monitors (four at present), and there's always room for more (well, there isn't, but I could always get a bigger desk). I use my monitors for a variety of tasks and pleasures, but I can never quite utilize the space the way professionals do, like stock traders. These forex wizards have charts, graphs, and updates running on multiple monitors, with stats, changes, and reports flashing by so fast, it can make a gamer nauseous.

Don't get me wrong; I wouldn't mind getting into trading, if: a. I had the money ; b. I had a clue ; c. I had the money. Heck, I'd do it if only to have an excuse for my wife to get more monitors!

Now, I'm hardly what you would call a metatrader expert advisor, but I suppose I could be if I took the time to learn. Of course this would mean sacrificing some of my precious monitor space for "business" use. Mind you, I'm certain I could manage all of my mindless addicting flash games in tabbed browser windows...

I've been around computers long enough to know that you can't be paranoid enough when it comes to backing up your data. Over the years, I've had cassette tapes crap out, floppy disks flop, hard disks go soft, and hard drives seize up like an old Studebaker. Hell, I've even lost lines of programming code on tractor-fed printout paper that had the ink fade into nothingness. Now, with all the irreplaceable data I have now, you better believe I have redundancies in place, and redundancies for those redundancies, so that if worse comes to worse, I have data recovery solutions that will keep me protected, even if I lose my main and my secondary data sources.

Please choose the correct answer from the list below.

Q: A timeshare is:

a. A machine used primarily for going back to the days when one could play Paper Boy in the privacy of one's own home without a bunch of dudes in popped collars high-fiveing each other hitting on the waitress.
b. A form of vacation property ownership wherein multiple individuals share the economic responsibilities of ownership.
c. A Yankee swap involving only rare or unique clocks from exotic locations around the world.
d. All of the above.

A: The Answer

· Did you pick b? You're right! Timeshares are vacation properties, which are divided among multiple owners. Because their ownership is shared, the cost to each owner is significantly reduced while the amenities and services are generally of a higher quality.

· Did you pick c? Half-credit. Timeshares will allow you to travel all over the globe (collecting clocks, handbags or any manner of collectables for that matter) for a fraction of the cost of renting a hotel room every time you travel.
· Did you pick a? We hear you. But no.
· Did you pick d? You sad, confused little man.

Q: Jane wants to buy timeshare, but she only has a budget of $500. Jane should:

a. Cry herself to sleep every night while dreaming about vacationing on the white-sand beaches of Hawaii.
b. Accept the fact that now might not be the best time to buy a vacation property. But, remember that she can rent timeshare anywhere in the world for a fraction of the cost of renting a hotel room.
c. Take out a loan and buy timeshare directly from the resort.

A: The Answer

· Did you pick a? You never were much of an overachiever were you?
· Did you pick b? You're right! Timeshare rentals are an excellent way to vacation on a budget. And if you're ever ready to buy timeshare in the future, your past rental will give you a good idea of where you'd like to visit.
· Did you pick c? You might not want to do that… A vacation property is supposed to be a fun investment. There's no reason to go into debt to buy one. And buying directly from the resort is never a budget-friendly idea.

True or False: All timeshares are wicked expensive.

The answer is…False! Timeshares can be expensive if you purchase them directly from the resort. But, if you buy your timeshare resale you can save thousands off the resort pricing and you can avoid the aggressive timeshare sales pitches that many resorts will subject potential buyers to.

I remember a number of years ago (ten at least) when I was an out-of-work bum, living in my friend's basement, wondering what I was going to do for a career after a crumbling partnership led to the failure of a modestly profitable repair/retail business. I got a call from a computer geek friend who owned a small cellular phone business, and asked me if I wanted to be a sales representative for a new company called Clearnet, which sold Motorola phones with the Mike two-way radio network. Of course, this was way before cell phone ringtones and Bluetooth, and Wi-Fi and all that other neat stuff.

It's a nice gesture to set up your parents or in-laws with a computer system that enables them to surf the Internet, get email from their friends, and play online backgammon with their cousins from "back East". I know that providing them with this window to the world without teaching them anything about the Internet it is a lot like leaving a five-year-old alone at a shopping mall, but I'd be less concerned (about the in-laws) if I knew I had properly set them up with the right antivirus software.

You just know it's inevitable that your family member is going to end up downloading some file or attachment that would otherwise cause irreparable damage to their Minesweeper high score list. So it's comforting to know that after you went to Symantec and then picked up your free Norton downloads, and installed some appropriately useful Norton Security Scan software, you could sleep peacefully, knowing that they can surf safely, and that you won't be required to provide any additional tech support...because you've unplugged your land line, turned off your cel phone, and made yourself invisible on MSN.

I always remember reading statistics about how many televisions the average North American had in their home, and wondered how often those numbers were skewed by those families who had televisions in every room of their house. Obviously there were some households that were screwing up those statistics. And then years later they started quoting statistics about computers, saying "there's 1 computer for every x households".

I'm pretty sure I'm not your average computer user, but neither am I an Ubergeek. I have seven computers in my house, and there's only me and my wife that are computer literate. This does not take into consideration the two PDA's or my smartphone. But seriously, when I consider that each computer has one or more purposes, including a gaming machine, and two PVRs, and one storage server, it's not that unreasonable to justify this many machines.